May 19 2011
What are the numbers on the bottom of a check?
The row of numbers located on the bottom of a check serve a few distinct purposes for both the individual account holder and the bank. These numbers typically designate, in order, the banks routing number (also known as the ABA number), the individual/business checking account number, and the check number. It is a good idea to be familiar with these numbers because they are often needed for a variety of purposes including: direct deposits, automatic payments, wire transfers, and other circumstances that require access to the funds in your bank account.
When checks are printed by the bank, they will often use a sophisticated magnetic ink that gives their electronic banking equipment the ability to read your check during processing and to prevent certain kinds of fraud.
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