Feb 26 2011

How do points on a drivers license work?

Category: Auto Insurance

Answer:

Most states have some type of driver’s license point system in place that distributes points based on improper or hazardous driving behavior. A point on your driver’s license will typically correspond to a specific type of traffic violation. The more severe the infraction, the more points you will receive. If an individual receives too many points in a specific time frame, they can lose their driver’s license.

Auto insurance companies will periodically check your driving record and will generally raise your premiums after points have been assessed on your license. In certain states, points can also be reduced if certain classes or training have been performed in a specific time frame.


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